In the days of yore, our parents, in order to buy insurance, had do the meticulous task of going through each and every insurance company, understand which insurance fit them the best and accordingly make their decision to select a particular brand of insurance. Then, knowing the importance of life insurance India, they went about seeking the help of an agent, or directly got in touch with the insurance firm to sign on the dotted line. Not anymore!
With the advent of the internet, gone are the days when we relied on agents to give us information on various insurances that were available to us. Now with a click of a mouse, you can get a plethora of information on the various insurance schemes available to you, you can do a competitive study and find out which insurance company gives you the best service for the minimum of rates, and also read feedback/comments of other buyers of a particular insurance scheme provided by a said company. Plus, you can’t beat the convenience of sitting at home and buying the insurance with much ease. And most often than not, you’ll find that the insurance you’re interested in buying will give you better deals online or offer you a premium that works out to be lesser than a regular plan. Hence, online life insurance works out better than getting insurance offline.
Internet-savvy customers would find buying insurance online very comfortable. The fact that the process is more systematic only helps out to the benefit of the user/insurance buyer. This self-service option is much preferred by customers nowadays as they like the sterile, hassle-free experience of buying online without being pressured and cajoled into buying insurance by sales staff and insurance agents. And as mentioned above, they can do their own research and be rest assured of the advantages of the insurance they are about to purchase.
The major companies selling insurance are now online. Hence you’ll easily find all the big players online. (That means that the company you may buy insurance from offline is probably online and is striving to maintain a safe way to buy insurance online.) HDFC Life Insurance, ICICI Lombard, Reliance General, Bajaj Allianz, Royal Sundaram, Tata AIG are few of the companies selling insurance online. So even the insurance companies have realized the power, potential and reach of the internet.
If you still feel that buying insurance online is a bad idea, you can take your time and get well-acquainted with how to go about buying insurance off the internet. The best thing about the internet is the transparency. You can ask questions to individuals who have bought insurance online or seek the advice of experts to gain more confidence and understanding how to buy insurance. Even if you don’t buy insurance online, you can at least do a complete research and gain valuable insights before buying the insurance offline.
Guest post by Punit ThakkarGoogle+